The points guy platinum amex

Editor's note: This is a recurring post, regularly updated with new information and offers. Nowadays, it seems every bank, airline and hotel offers a premium travel rewards card.

Although some overlapping benefits are offered by the Amex Platinum and Business Platinum — and both earn Membership Rewards points with access to the same transfer partners — there are important differences to consider when deciding which one is right for you. Let's look closer at the Amex Platinum vs. Business Platinum to see which makes the most sense for your wallet. Before we dive into more details, here's a comparison of the two cards' welcome offers, earning rates, major perks and available credits for cardholders. No foreign transaction fees see rates and fees. Each card comes with a generous welcome offer, but the minimum spend required to earn the bonus is where they really differ. However, some TPG readers have been targeted for even better offers : up to , points on the personal Amex Platinum or , points on the Amex Business Platinum.

The points guy platinum amex

While this is an excellent welcome bonus, you may want to check the CardMatch tool for targeted offers — we've seen Amex Platinum bonuses of , points floating around in the past those offers are subject to change without notice. Let's focus on the benefits with the potential highest value and how you can maximize them year after year. Make sure you add your Amex Platinum to your Uber account, and the credit will automatically be applied to your first domestic ride or food order each month. Tips for maximizing: Note that these credits are only valid for Uber rides and Uber Eats orders in the U. You don't have to pay your balance with an Amex card to get the discount, meaning you could use the card for the portion of a ride covered by the statement credit and then pay the rest of the fare using another card with better earning rates. The credits expire at the end of each month, so you won't be able to roll over any unused credits. Enrollment is required. Compared to other cards that offer airline fee or travel credits , the Platinum card's terms are limited. For instance, you must specify one eligible U. Still, you can use your Platinum card to offset expenses ranging from luggage fees to seat selection, lounge access and more. Tips for maximizing: You're technically limited to the airline you select for the entire calendar year, but reports indicate that you might be able to change your selection by contacting customer service either on the phone or via online chat. Although Amex doesn't explicitly list which charges are eligible for this credit, it excludes the following expenses:. Amex FHR is essentially a travel portal that lets you book stays at a selection of luxury hotels and participating properties with a variety of benefits, including complimentary room upgrades when available, noon check-in when available, 4 p.

We may receive compensation when you click on links to those products. It is important to note that the Amex Business Platinum will lose the Adobe, Dell and Indeed statement credits at the end of this year. Its spending requirement is almost double the personal card's one but it offers more bonus points, too.

If that has you second-guessing whether to get the Amex Platinum Card, remember that the potential value of its many benefits can far outweigh that fee if you take full advantage of them. If you open the Amex Platinum Card or already carry it, here are the 10 best ways to take advantage of all of its perks. The FHR program gets you the following perks:. Select your desired airline on the Amex website before making a purchase, and you'll get to use the credit for fees such as lounge passes, seat assignments, onboard snacks and checked bags. Note that the airline credit won't apply for new reservations or taxes and fees on award bookings. Enrollment is required. Since you only get to pick one airline annually, we recommend choosing one with which you don't already hold elite status.

While this is an excellent welcome bonus, you may want to check the CardMatch tool for targeted offers — we've seen Amex Platinum bonuses of , points floating around in the past those offers are subject to change without notice. Let's focus on the benefits with the potential highest value and how you can maximize them year after year. Make sure you add your Amex Platinum to your Uber account, and the credit will automatically be applied to your first domestic ride or food order each month. Tips for maximizing: Note that these credits are only valid for Uber rides and Uber Eats orders in the U. You don't have to pay your balance with an Amex card to get the discount, meaning you could use the card for the portion of a ride covered by the statement credit and then pay the rest of the fare using another card with better earning rates. The credits expire at the end of each month, so you won't be able to roll over any unused credits. Enrollment is required. Compared to other cards that offer airline fee or travel credits , the Platinum card's terms are limited. For instance, you must specify one eligible U. Still, you can use your Platinum card to offset expenses ranging from luggage fees to seat selection, lounge access and more.

The points guy platinum amex

That shouldn't come as much of a surprise, given that it's among the heaviest and most expensive of the publicly available premium credit cards. It's easy to make the case that the Amex Platinum can pay for itself over time , but that doesn't necessarily mean it's the right card for you. So, let's look at who should — and shouldn't — get the Amex Platinum. However, many readers are being targeted for elevated offers by using the CardMatch tool. If you're one of the lucky ones, you'll be able to earn up to , points after meeting minimum spending requirements. This offer is subject to change at any time. No matter which bonus offer you get, all Platinum cardholders enjoy the same valuable perks. To offset the annual fee, Amex offers a number of statement credits, including:.

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This post contains references to products from one or more of our advertisers. Paige Balcom Compliance Associate. Visit americanexpress. Terms apply to the offers listed on this page. If you feel that your business might not be able to get the full value out of the Business Platinum Card, you might want to consider other options. For rates and fees of the Amex Platinum Card, click here. Amex Platinum Benefits. Plus, you'll earn 5 points per dollar on prepaid hotels booked with Amex Travel. This is the card's standard welcome offer, but it still meets our criteria for when to apply. Going this route may take a bit of sleuthing, but a little work can help increase the value of your points significantly above the TPG valuation. Again, you can unlock even more value from your earnings by transferring your Membership Rewards points to any of Amex's 21 airline or hotel partners. Terms apply to the offers listed on this page. Both trusted traveler programs expedite your experience at the airport — at customs and immigration with Global Entry, and at security checkpoints with PreCheck. One of the greatest travel perks of the Amex Platinum is its unparalleled lounge access — the best on any premium card available. Chris Nelson.

Editor's note: This is a recurring post, regularly updated with new information and offers. Nowadays, it seems every bank, airline and hotel offers a premium travel rewards card.

These 5-point categories are an excellent way to earn lots of Membership Rewards points. Winner: Amex Business Platinum. Editor's Note This is a recurring post, regularly updated with new information and offers. Related: Have an Amex Business Platinum card? By doing so, you'll get elite-like benefits , including noon check-in based on availability , room upgrades when available , daily breakfast for two people, complimentary Wi-Fi, guaranteed 4 p. But after you take a deep dive into all of the card's benefits, the annual fee isn't so intimidating. It's easy to make the case that the Amex Platinum can pay for itself over time , but that doesn't necessarily mean it's the right card for you. For rates and fees of the Amex Platinum Card, click here. The Amex Platinum is a perfect answer, and it can even help you get more value out of your Chase points. Related: 10 Dell items to buy with the Amex Business Platinum credit. That's why people often ask whether the Amex Platinum is still worth the annual fee , even with the new perks. What it is: Clear is a program that essentially lets you skip the serpentine queue at TSA security checkpoints. Daily Newsletter.