Citibank citi simplicity credit card

While this card can save you money on interest and penalties, you can earn rewards with other cards having similar balance transfer terms. That could make it a good choice for tackling existing debt, but this card earns no rewards. If you miss a citibank citi simplicity credit card, there is no late fee or penalty APR. NerdWallet recommends always paying on time, however, as late payments can still affect your credit scores.

This offer is available if you apply through the method s provided in this ad today. Offers may vary and this offer may not be available in other places where the card is offered. Alerts keep you informed and stress-free. Once you've set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit, by email or directly on your mobile phone. Shop safely with a contactless-chip enabled card.

Citibank citi simplicity credit card

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Here's an explanation for how we make money. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. At Bankrate, we have a mission to demystify the credit cards industry — regardless or where you are in your journey — and make it one you can navigate with confidence. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to:. At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.

How the Citi Simplicity card compares to other balance transfer cards. The Citi Simplicity is a great card for anyone with credit card debt that may take several months to pay off.

The offers that appear on this site are from companies from which Bankrate. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval, also impact how and where products appear on this site. If you want a card that will give you time and flexibility to help you pay off your debt, the Citi Simplicity card may be an excellent fit. As a Bankrate credit cards editor, Ashley Parks is fascinated by the ways people can make credit cards work for them when armed with the right knowledge. Previously, she led insurance content at Reviews. At Bankrate we strive to help you make smarter financial decisions.

Denise Cristobal. Doug Milnes, CFA. MoneyGeek is committed to helping everyone find their financial happy place. That's why we partner with best-in-the-industry experts and advertisers to offer a variety of financial services that may benefit you. Although we receive compensation for including advertisements on our site, our editorial team independently ranks and chooses products. Third-party advertisers do not review, approve or endorse our editorial content. The content we publish is accurate when posted, but offers may change over time. Learn more about our editorial policies and expert editorial team. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.

Citibank citi simplicity credit card

Update: Some offers mentioned below are no longer available. View the current offers here. However, the no-annual-fee card doesn't offer rewards, its benefits are minimal and its variable APR rates are relatively high. Let's take a closer look at this no-annual-fee credit card so that you can decide whether it is right for you. New to The Points Guy? Sign up for our daily newsletter and check out our beginner's guide. So you'll only want to use this card for its introductory APR offer if you'll be able to pay down your balance before the introductory period ends. The Citi Simplicity Card charges no late fees, no annual fee and no penalty rate.

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Shop safely with a contactless-chip enabled card. New cardmembers only. And more…. Sorry, we couldn't access your approval odds. Dig deeper: Is the Citi Simplicity worth it? A soft credit pull will not affect your credit score. Is the Citi Simplicity a good credit card? Round up to the nearest 10 points on every purchase. Among other great benefits, it offers a low introductory APR on balance transfers and purchases. Kelly Waggoner. But another card may be a better choice if you need to both pay off debt and finance new purchases.

Written by: Holly Johnson.

Founded in , Bankrate has a long track record of helping people make smart financial choices. This may influence which products we write about and where and how the product appears on a page. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Carrying a balance on a high interest credit card can be costly. Travel Cards. It doesn't feature late-payment forgiveness, but if you're the type who always pays on time, you won't miss it. Is the Citi Simplicity a Visa or a Mastercard? But moving the debt to a balance transfer credit card can help you save hundreds in the long run. Linkedin Read more from Ashley. A personalized list of cards ranked by likelihood of approval. Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards including earning rates and redemption values and the cash value of benefits and perks. We recommend checking your previous account as usual, as you will still need to make payments until the transfer is complete. All of your personal information is protected with bit encryption. Bankrate follows a strict editorial policy , so you can trust that our content is honest and accurate.